Anti-Fraud Policy

Fraud, misrepresentation, and unethical practices can cause significant financial, legal, and reputational damage to any organization. Select Overseas is committed to conducting its business with the highest standards of integrity, transparency, honesty, and ethical conduct. We are dedicated to providing genuine overseas education, immigration, recruitment, visa, and global mobility services while maintaining complete compliance with applicable laws and regulations.

This Anti-Fraud Policy establishes the principles, responsibilities, and procedures for preventing, detecting, reporting, and addressing fraudulent activities involving the company.

1. Purpose

The purpose of this policy is to:

Promote an ethical and transparent work culture.

Prevent fraud, corruption, and dishonest practices.

Protect the interests of clients, employees, business partners, and the company.

Establish clear procedures for reporting and investigating suspected fraud.

Ensure appropriate disciplinary and legal action against fraudulent activities.

2. Scope

This policy applies to:

Directors

Management

Permanent employees

Contract employees

Consultants

Agents

Recruitment partners

Education partners

Vendors and suppliers

Clients

Any individual or organization conducting business with Select Overseas.

3. Definition of Fraud

Fraud refers to any intentional act of deception, misrepresentation, concealment of facts, forgery, falsification of information, misuse of authority, or any dishonest practice carried out to obtain an unlawful benefit or to cause loss to another party.

Fraud may be committed individually or in collaboration with others.

4. Types of Fraud

Fraud may include, but is not limited to:

Submission of forged educational or employment documents.

Providing false information during counselling or visa processing.

Misrepresentation of qualifications, work experience, or financial information.

Misappropriation or unauthorized use of company funds.

Unauthorized alteration or destruction of company records.

Forgery of signatures or official documents.

Receiving or authorizing payments for services not delivered.

Accepting unauthorized commissions, kickbacks, or bribes.

Misuse of confidential client or company information.

Identity theft or impersonation.

Creation of fake invoices, receipts, or payment records.

Fraudulent reimbursement claims.

Cyber fraud, phishing, or unauthorized access to company systems.

5. Parties from Whom Fraud May Arise

Fraud may be committed by or against:

Employees

Former employees

Directors

Consultants

Contract staff

Recruitment partners

Educational institutions

Immigration partners

Vendors

Service providers

Clients

Agents

Third-party representatives

Any other stakeholder associated with Select Overseas.

6. Examples of Fraud

Examples include, but are not limited to:

Forging educational certificates or employment records.

Altering financial documents.

Misusing company assets.

Diverting company funds for personal use.

Concealing material information from clients.

Knowingly providing false immigration or visa advice.

Fabricating client records.

Falsifying attendance or payroll information.

Unauthorized access to confidential information.

Accepting payments without issuing official receipts.

Failure to deposit client payments into authorized company accounts.

Removing or destroying company records without authorization.

Misrepresentation of company services for personal gain.

7. Responsibilities

Every employee and stakeholder is responsible for:

Acting honestly and ethically.

Following all company policies and applicable laws.

Protecting company assets and confidential information.

Reporting suspected fraudulent activity immediately.

Cooperating fully during investigations.

Managers and department heads are responsible for implementing adequate internal controls to minimize fraud risks.

8. Compliance

All employees, consultants, business partners, vendors, contractors, and associated organizations are expected to comply fully with this policy.

Violation of this policy may result in:

Disciplinary proceedings

Suspension

Termination of employment or contract

Recovery of financial losses

Civil proceedings

Criminal prosecution wherever applicable under law.

Failure to report known fraudulent activities or deliberate concealment of fraud may also result in disciplinary action.

False or malicious allegations made intentionally against any individual shall also be treated as misconduct.

9. Fraud Prevention

Select Overseas is committed to minimizing fraud through:

Employee background verification.

Partner due diligence.

Document verification procedures.

Segregation of financial responsibilities.

Regular internal audits.

Secure record management.

Staff training and awareness programs.

Strong approval and authorization processes.

Compliance monitoring.

Periodic policy reviews.

The company will continuously educate employees, clients, and business partners on fraud prevention through training sessions, internal communications, and awareness campaigns.

10. Reporting Fraud

Every employee, client, consultant, or stakeholder has a responsibility to report suspected fraud immediately.

Reports may be made to:

Immediate Reporting Manager

Department Head

Human Resources

Compliance Team

Senior Management

Reports should include all available information and supporting evidence wherever possible.

All reports will be treated seriously and investigated promptly.

11. Whistleblower Protection

Select Overseas encourages employees and stakeholders to report genuine concerns without fear of retaliation.

The company will:

Maintain confidentiality wherever possible.

Protect the identity of whistleblowers.

Prohibit retaliation against any individual reporting concerns in good faith.

Investigate all complaints fairly and objectively.

12. Investigation Process

Upon receiving a fraud complaint, Select Overseas may:

Conduct a preliminary assessment.

Secure relevant records and evidence.

Interview concerned individuals.

Conduct internal or external investigations.

Take immediate corrective measures where necessary.

Refer matters to law enforcement authorities if required.

13. Online Reputation and Defamation

Select Overseas values honest feedback and constructive criticism received through its website, Google Business Profile, social media platforms, and other review channels.

However, any individual or organization found deliberately publishing false, defamatory, misleading, or malicious information with the intention of damaging the company’s reputation may be subject to appropriate legal action under applicable laws.

This provision does not restrict genuine customer reviews or legitimate complaints made in good faith.

14. Policy Review

This policy shall be reviewed periodically and updated whenever necessary to ensure continued compliance with legal requirements, industry standards, and organizational best practices.

Contact

Select Overseas

Email: info@selectoverseaseducation.com

Website: www.selectoverseaseducation.com

Phone: +91 7032037375 | +91 7893537375

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